Saturday, February 1, 2014

Weekly Spending Report 1.31.14, January Spending Wrap Up, Goals For Next Month

Here's the Stats for Week 4:

24.00- Pizza Night
(1 regular pizza for me and kid 1, 1 gluten free for Mike)
21.00 - Bota Box Wine
I decided to try this, since it is equivalent to 4 bottles of wine and said it is good for a month. It isn't bad! (I only drink wine a glass or two at a time, so I like that it lasts long)
35.00- Church Stuff
32.00 - Fruit basket gift for my aunt and uncle
92.72- Groceries
53.00- Gas (oh! that darn car!)
20.00 - Sushi take out ( I had an attack of laziness and didn't make dinner)

Total For Week:
$277.72

The month of January has come to a close. Here is my total spending for the month:
$2158.34

That is pretty low for a family of 4! Can I get it lower? This month I am going to try to focus lowering our take-out food bill- as that eats up a lot of our money (just last week alone we spent $44.00.) My challenge to myself is to spend no more than $25.00 next month. Challenge accepted!


 I want to add that my family has no debt. We have been blessed by generous family members, and smart parents who taught me how to be a good steward of our money. My husband received a small inheritance from his grandparents, which we used to pay off his student loan. My husband and I have budget meetings, we have one shared checking account and we make our financial decisions together. When we spend more than about $20 on something, we consult the other to get the "okay" on purchasing. This means there are no surprises on the bank statement at the end of the month (and unhappy spouses).

Have a great weekend!
(What will the groundhog say?? (for my US friends))

Katie


2 comments:

  1. Hi Katie, I think you are very brave putting up your expenses for all to see! Your groceries are considerably less than mine. I budget for about $40 p/p per week, but often go over. Do you pay rent or a mortgage? I may have missed that from your last posts. I like the way you have 'budget meetings'. I kind of do this with my husband, but we both spend quite a bit more than $20 without telling each other.. but then we know what is reasonable within our budget. Keep up the good work!

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    1. Hi! It is kind of scary putting it out there but it really helps me be accountable of all my spending. I will be out and think "hm, do I really want to post that I bought this on the web?" We do have a house payment, it was in the first week I lumped it together with "bills". I suppose I could make a more detailed description of "bills".
      $40/per person/per week isn't bad. My grocery bill ebbs and flows with how closely I pay attention to sales.

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